Trustmf Banking & Psu Fund

Review Date: 04-12-2025

Beginning of Analysis

In the Banking and PSU Debt Fund category, TRUSTMF Banking & PSU Fund is the 6th ranked fund. The category has total 20 funds. The 4 star rating shows a very good past performance of the TRUSTMF Banking & PSU Fund in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 2.06% which is higher than the category average of 0.69%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.74 which is higher than the category average of 1.52.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

TRUSTMF Banking & PSU Fund Return Analysis

• The fund has given a return of 0.45%, 1.8 and 2.67 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.85% and 2.44% respectively.
• TRUSTMF Banking & PSU Fund has given a return of 7.94% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.9%.
• The fund has given a return of 7.68% in last three years and ranked 12.0th out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.71%.
• The fund has given a SIP return of 7.32% in last one year whereas category average SIP return is 7.22%. The fund one year return rank in the category is 11th in 21 funds
• The fund has SIP return of 7.87% in last three years and ranks 13th in 20 funds. Kotak Banking And Psu Debt Fund has given the highest SIP return (8.23%) in the category in last three years.

TRUSTMF Banking & PSU Fund Risk Analysis

• The fund has a standard deviation of 0.84 and semi deviation of 0.54. The category average standard deviation is 1.11 and semi deviation is 0.75.
• The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.01. The category average VaR is -0.04 and the maximum drawdown is -0.13. The fund has a beta of 0.66 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.

Very Good Performance in Banking and PSU Debt Fund Category

Good Performance in Banking and PSU Debt Fund Category

Poor Performance in Banking and PSU Debt Fund Category

Very Poor Performance in Banking and PSU Debt Fund Category

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Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

Data Source: www.amfiindia.com

SEBI Categorization